What is the definition of Mortgage Interest Credit?

Ah, mortgage interest credit - the secret sauce for your dreams of home ownership, wrapped in a cozy blanket of numbers and promises. It's basically the rent you pay on your dream house, minus the monthly coffee you splurge on just to feel a little more mortgage-ful. It's like paying for the future of your couch with a side order of existential dread.

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Edgy example: "With my mortgage interest credit, I'm now secretly planning to sell my cat for the extra cash it's racking up on credit cards."